Merchant Services


Trusted Experience

We have you covered. Stay secure, compliant, and thrive with our professionals 

All Payment ways accepted

Accept money with debit cards, credit cards, NFC chip cards, Apple pay and more

Secure Transactions

Keep your customers and business safe with EMV and PCI-compliant technology

Lowest Payment Processing Rates

You will get the best rate with our meet-or-beat pricing technology

Comprehensive Sales and Payment Processing Solutions

Our family of payment technology products includes a solution for every stage of your business’ growth.

Free Terminals and Readers

Get started with a FREE credit card reader

POS All-in-one

Everything you need to run your buisness

Online Payments

Accept phone, mail, and online payments

POS Flex

Run your business with mobile POS

Integrated Payments

Payment integration for developers

Company Offers

Grow sales through loyalty programs

Tools to empower every business.

From the ability to take your business on the go, to keeping inventory, we have the programs to fit your needs .

Food and Beverage


Beauty and Salon


Home and Repair Services





2368 Maritime Drive Suite 240

Elk Grove, CA 95758

Toll-free  (800) 274-5965

Direct     (916) 714-2861

Fax         (916) 714-2906

© 2021 by Universal ATM 

Universal ATM Network is a registered ISO for Citizens Bank N.A., Providence, R.I.