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Retail |
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Universal ATM provides Retail Customers Secure Solutions for their retail location
we provide Experienced Technical Support — As part of our merchant service, we provide
you with your own account management team PLUS you have 24/7 access to our technical
helpdesk experts
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Every Major Credit Card — We support all major credit card payment types. So you
can take advantage of competitive MasterCard® and Visa® discount rates. Plus you
can accept American Express®, Discover®, Diners Club®, Carte Blanche®, JBC®, debit,
gift cards, corporate cards, EBT cards and the emerging electronic payment options.
Settlement with your financial institution is quick
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Universal works closely with our customers to help them qualify for the lowest rates
possible. Call 1800-274-5965 or click here to apply online for your merchant account.
Please note: Opening a merchant account or processing credit cards is subject to
credit approval.
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Credit |
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Providing customers with a credit card payment option is proving to be a valid form
of business survival, and Universal ATM International offers a reliable one-stop
shop to help businesses not only survive but thrive. Universal ATM processes major
credit cards: MasterCard®, Visa®, PIN-secured and signature debit, American Express®,
Diners Club®, Discover® and JCB® cards. UNIVERSAL ATM merchants who can offer their
customers a choice of payment options not only enhance their customers' shopping
experience, but increase their own revenue-generating potential. In addition, UNIVERSAL
ATM agents can maximize their profits and build customer loyalty when they provide
merchants the types of accounts that will bring the most revenue-generating opportunities
to their businesses.
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Providing customers with a credit card payment option is proving to be a valid form
of business survival, and Universal ATM International offers a reliable one-stop
shop to help businesses not only survive but thrive. Universal ATM processes major
credit cards: MasterCard®, Visa®, PIN-secured and signature debit, American Express®,
Diners Club®, Discover® and JCB® cards. UNIVERSAL ATM merchants who can offer their
customers a choice of payment options not only enhance their customers' shopping
experience, but increase their own revenue-generating potential. In addition, UNIVERSAL
ATM agents can maximize their profits and build customer loyalty when they provide
merchants the types of accounts that will bring the most revenue-generating opportunities
to their businesses.
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Debit- POS Debit/ Scrip ATM |
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The use of debit cards has grown significantly over the past decade. Consumers may
favor debit cards because the money comes directly out of their checking accounts,
which can enable better financial management. UNIVERSAL ATM offers both PIN-secured
and signature-based debit card processing.
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PIN-secured debit Universal ATM s use a secret personal identification number (PIN)
to authorize Universal ATM s. The transactions are authorized in real time. The
funds in the customers' accounts are captured, and money is normally transferred
into the merchant's account in two to three business days.
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Signature-based debit transactions are performed offline and do not require a PIN.
They do, however, require the customer's signature on the receipt. Because signature-based
debit cards are processed through the same system as credit cards, they incur transaction
fees and discount rates. Merchants who have existing credit card accounts can easily
add signature-based debit to their list of payment options and broaden the number
of payment options they provide to their customers.
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Quick Service Restaurants (QSRs): |
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A payment revolution has exploded in the QSR market with many of the major chains
accepting credit cards and PIN-secured and signature debit cards as payment. UAN
has a payment processing program to fit the needs of quick-serve restaurants so
accepting any form of payment is faster, easier and more convenient for your customers.
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Gas stations and convenience stores: |
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Universal ATM provides comprehensive payment solutions designed for independent
gas stations and convenience stores that are no longer affiliated with the larger
branded gas companies. We understand the intricacies of operating an independent
gas station as well as the benefits they offer the marketplace.
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Wireless: |
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Today's business person isn't always in a store, especially if his or her business
is a delivery, limousine or taxi service, a home repair contracting company or if
he or she participates in fairs. These merchants need business equipment that they
can take with them on the road. Whether you need Credit Card Services or ATM we
have a wireless solution for you.
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ATM: |
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The ATM market demands experience professionals to make ATM a very easy solution
for high traffic areas Merchant are provided numerous solutions that will fit each
merchants needs. Merchants can lease or Universal ATM to own their ATM. Cash Vault
programs for the right merchant, can be the right solutions for your location
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Ecommerce: |
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The e-commerce market is experiencing extraordinary growth and leaving little doubt
that as more consumers use the Internet, e-commerce-based sales are no longer a
luxury for many businesses, but an absolute necessity.
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Because the e-commerce environment constitutes a non-face-to-face transaction, it
also creates greater potential for fraud. UNIVERSAL ATM realizes that e-commerce
merchants need secure Internet-based payment services that will help maximize their
electronic payment profit potential, while helping to ward off fraud from their
non-face-to-face transactions. We offer e-commerce merchants several payment solutions
to maximize electronic payment profit potential and fraud protection.
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Gift Cards: |
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Gift cards have become enormously popular among consumers. The cards offer customer
convenience, because they can fit into a wallet just like a credit card, and flexibility,
because customers can use them whenever they want. What do gift cards offer merchants?
Brand awareness and extra foot traffic — a marketing goal for most retailers.
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The Universal ATM gift card program can help merchants achieve greater sales volume
and higher Universal ATM amounts and can improve their customer loyalty. In addition,
consumers who Universal ATM gift cards from a merchant act as a walking advertisement
and can greatly enhance awareness of that business establishment.
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